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01Which blockchains and stablecoins are supported?
Abyxo supports 20 chains: Bitcoin (on-chain and Lightning), Ethereum, Solana, BNB Chain, Tron, Avalanche, Polygon, Arbitrum, Optimism, Base, Litecoin, Dogecoin, Cronos, Hyperliquid, Sei, Sui, TON (rename to Gram in progress), Cardano, Monero, XRP Ledger. Stablecoins: USDC, USDT, PYUSD, EURC. On your side you only ever talk to our REST API. Internally, Solana, Sui, Cronos and Tron run on our gRPC node backbone for ultra-fast on-chain dispatch.
02How does Abyxo detect fraud?
Our engine combines on-chain scoring (address embeddings and clustering, OFAC/EU/UK/UN sanction lists) with a behavioural classifier on the payment session. Real-time risk score, automatic blocking above the threshold you set, and a human-readable explanation in the backoffice.
03How long does integration take?
Usually under an hour. A single POST /v1/checkout/sessions creates a payment session — a 100% REST API documented with OpenAPI 3.1 (Swagger), no library to install. HMAC-signed webhooks, hosted checkout pages, or a custom integration via Elements — your call.
04What are the fees?
One Pay-as-you-go plan at 5%, charged only when you withdraw your funds, with no minimum and no commitment (vs 2.9% + €0.30 on average with fiat processors). Enterprise plan on request. No hidden fees, no chargebacks.
05Is it MiCA / KYC / AML compliant?
Yes. Abyxo operates as a registered CASP (MiCA-ready). We apply Travel Rule obligations, KYC through a certified partner, and an in-house AML module that screens sanctioned addresses in real time. SOC 2 Type II audit in progress (due Q4 2026).
06How does settlement work?
Your choice: keep the crypto you receive (non-custodial custody via WebAuthn passkeys), or settle automatically to EUR by SEPA transfer the next business day. On high-throughput chains (Solana, Sui, Cronos, Tron) our gRPC node backbone routes the payment intent on-chain extremely fast.
07Can I swap the crypto I receive?
Yes. Any balance can be swapped into another supported asset — typically into a stablecoin such as USDC or EURC — from the dashboard or over the API, before you withdraw. That lets you take payment in BTC, ETH or any other supported chain while holding value in the asset you actually want, without going through an external exchange.
08Are there chargebacks?
No. Every crypto transaction is final once confirmed on-chain — that is one of the main wins over card payments. Our fraud engine and HMAC signatures guarantee on the merchant side that no reported payment has been forged.
09What data do you store?
The strict minimum: email, organisation ID, KYC hash. No private key is ever stored on the Abyxo side — sensitive sessions are protected by WebAuthn (passkeys) with step-up authentication. Sovereign EU hosting (France), no export outside GDPR.
Comparison
Abyxo vs the average fiat processor
Item
Abyxo
Card / fiat
Withdrawal fee
5%
2.9% + €0.30
Chargebacks
None (on-chain finality)
0.15% of volume
Settlement
12s on-chain · D+1 EUR
D+1 to D+7
Setup
Free, KYC <10 min
Paper contract · long KYC
Routing
gRPC for SOL/SUI/CRO/TRX
—
Anti-fraud
Included
Add-on 0.1–0.3%
Compliance
MiCA-ready · KYC included
PSD2 + KYC fees
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